Showing posts with label Others. Show all posts
Showing posts with label Others. Show all posts





HE told his wife a lie. There was nothing unusual about this for Satish Verma lied often. He usually said he was working late and that he might spend the night at the office. Her reaction was the same, an indifference, a lack of care. The marriage had failed in so many ways, and after nearly twenty years, it was time to make a clean break. He drove out of Karwar and headed north towards Goa. The journey would take over an hour, but he was looking forward to meeting the other woman. 


THE Ocean sound is what you hear first, loud all-encompassing waves rolling in from the Arabian Sea. The wind blows and sways the palm trees on the beach, broad leaves rustling to a peaceful rhythm. Birds flock and fight, each one more exotic than the next. Fishermen throw nets from colourful wooden boats. The perfect idle however was brutally disturbed. Life has the cruel capacity to cause pain when least expected.


Tell us about your new crime novel, In God’s Country, Karwar, and what inspired you to write it?

The novel is a story of long-lost love, friendship and murder set in the scenic coastal town of Karwar, India. The place is close to Goa, with which readers are more familiar. This is my fourth novel, and my last few were set in Mumbai. When I started to write this novel, I wanted a new setting and location for my story, and I found Karwar to be the perfect setting; a scenic, coastal town facing the Arabian Sea. It would contrast against the murders that take place there. 

Inspector Rock of the Karwar Police investigates the unexpected murders without apparent motive. Running parallel to the investigation will be a love story and how that impacts the story. The main inspiration however for the story were the central characters that formed in my mind, and the location worked as a compliment to the novel.

What is your novel writing process? How long did it take to write the novel? What keeps you motivated throughout?

Every writer has their own writing process. It’s not a formula, and that’s part of the fascination for readers, i.e., how do writers produce novels? I write the first draft by pen and paper. I have always done it this way and it has become my ritual you can say. I prefer the natural flow onto the paper without the laptop constantly interfering with spelling and grammar checks at this early stage. Hemingway and other great writers wrote with pen and paper, and if it was good enough for them, it’s good enough for me. After a second draft, I type onto the laptop and start to edit. This can take several rounds. It's good for a writer to learn how to edit. There are many tips on the net. A good tip is, ‘less is more.Avoid adjectives and adverbs if possible.’

This novel took the best part of a year to write, trying to find time between work/life commitments. Don’t let anyone tell you writing is easy!

Regards motivation to keep writing, that’s a tough question. You try to do your best and don’t worry too much if the novel will be published or not. I have several unpublished novels.Try to stay in the present and do the best you can. Keep writing regularly, and read other good novelists. If the story is working then that will keep you motivated. If the story is dragging, you need to look at it and change it perhaps.

You explore many themes in your novel, friendship, love and of course the investigation of murders. What did you want your readers to understand through your observations?

Yes, it’s a crime story first and foremost, but I wanted to explore love and friendship. It was a new challenge and I wanted to see how the characters responded to sudden loss, how they coped with the inevitable grieving process, how did they overcome the great challenges. The characters often surprised meYou plan to write one chapter and the character steps in and writes another. The magic of writing always surprises me, and I often wonder who is actually writing the story.

The readers are intelligent enough, my first aim however is for them to enjoy the story, to be entertained, my novels contain humour and intrigue hopefully. I am also showing a mirror to society and I try not to make judgements. That I leave for the readers.

What is your experience of getting published in Mumbai, India?

Very good and positive. My first two novels, The House of Subadar, and The Missing Husband, were published by UK Publishers. 

My third novel, The Lost Woman of Santacruz and my new novel, In God’s Country, Karwar are published in India by my publisher Leadstart. They have worked well with me and have good bookstore distribution in India. The novel received good reviews and media coverage. And we are hoping the same again and more. India is a huge market and my books are gaining attention there. This is something others writers should consider, you don’t have to just submit to UK agents and publishers.

My last novel, The Lost Woman of Santacruz, which introduced Inspector Ajay Shaktawat, has interest from an Indian Film and tv production house, to turn the novel into a film or a ten-part crime drama for OTT platforms. So, this is an exciting development for any writer as you can imagine.

What advice would you give to anyone who is working on their first novel?

Finish the first draft, good or bad.

Try not to re-write before finishing the first draft.

Read good writers in your chosen genre and beyond.

Learn how to edit.

Don’t quit your day job, you will need the money to write.

Write some short stories.

Good luck.

Vijay Medtia is a novelist and short story writer, based in the UK. He visits India regularly for his inspiration. In God’s Country, Karwar, is his fourth novel. His debut novel, The House of Subadar, was published by Arcadia Books, UK in 2007. It was short-listed for the Glenn Dimplex, Literary Prize, Dublin 2008. He has had several short stories published in the UK and India. His recent short story, ‘Master Chef,’ was published by the Singapore based literary magazine Kitaab.org in July 2023. His second novel, The Missing Husband, was published by Crocus Books, UK, 2019 and received good reviews.

His third novel was The Lost Woman of Santacruz, published by Leadstart, India, 2021. Again, it received good reviews from readers and the media. There is interestfrom a TV and film production house in India, to turn The Lost Woman of Santacruz into a film or a ten-part crime drama. 

He likes the quote, ‘There is nothing impossible for him who will try,’ by Alexander the Great. 

IN GOD’S COUNTRY, KARWAR was published  October, 2023. Book available as a paperback and ebookvia amazon.

Website- vijaymedtia .com

Revamped menu at MKC at The Westin

Madras Kitchen Company at Westin, Chennai has revamped its menu. Right from the interiors to menu card to dishes, everything wears a new look.

I had been there today with my family and had a good time with regards to food. Staffs were courteous, as always. Ambiance was perfect with LIVE Music.

Newspaper themed Blinds and Menu Card

Variety of options for Veg & Non-Veg

In-House Bar

Must try dishes:


Millet Salad



Jackfruit Cornetto

Skewers of Thai Red Curry flavoured Baby Corn 🌽 

Dakshin Combo - Podi Idli, Sambar Vada served in tiff in box with coconut chutney and ghee


Crab Cornetto

Malaysian Sambal Chicken Wings

Manathakkali mutton Varuval, Coin Parotta & Appalapoo

Sindha Mani Kari Kattu Soru, Chinna Vengaya Pachadi, More Milagai & Vadam

Kari Satti Soru, Mutta Thokku, Mutton Varuval & Era Perattal 


Cold Pressed Juicery - Orange 

Inji Malli Martini (alcohol)

Annaci, Pineapple (alcohol)


Gulkhand Kunafe with Vanilla Ice Cream

Coorg Coffee Tiramisu, Baileys Macerated Savoriodi & Berries

What more do we need? #TheWestinChennai #Velachery #MKC #RevampedMenu


National Creators Award - an event to remember


Where should I begin?

It still looks like a dream for me that I was there. Yes. I'm speaking about the #NationalCreatorsAward which is the first of its kind in the world. This is an initiative by @mygovin which is doing lot of innovative things in various fields.

I had applied and completely forgotten about it. Few days ago, I received a call from the landline wherein the caller says he is calling from the office of Shri Ashwini Vaishnaw, Minister of Railways, MEITY & Communications checking for my availability of the program which was due on Friday & I needed to be present on Thursday in New Delhi. I immediately agreed. That same day, I received an official communication from IRCTC asking for my details. I had filled it up. Applied for off in my office and on Wednesday, I received ex my flight ticket details. Flight was on Thu noon from Chennai Domestic Airport.

I reached airport well before the designated time and met my friend who is an IB officer there. After having a hot cup of coffee, I proceeded for check-in and boarding. I landed in Delhi around 5:30PM and at the exit entrance, I was welcomed by the IRCTC team who was co-ordination with others and arranging accommodation. I was given an accommodation at The Alpino Hotel which was bang on the main road - Mahipalpur which is just 2.5kms from the airport. Room was super good. In the mean time, I met few creators CA Shubham Maloo, Sandeep of Telugu Travel Vlogger, Mitesh Patel of MeetPoser, Cooknjoy among others.

Tasty dinner was arranged in the hotel. After venturing out for an hour with CA Shubham, I returned to my room and retired to bed since we were told breakfast will be served next day early morning. I was given a call at 4AM mentioning breakfast will be served at 5AM and bus will arrive by 6AM. After having tasty breakfast at 5, we boarded the bus which took us to Bharat Mandapam inside Pragati Maidan. In the bus, I also met Neha and Ishita Sharma.

We followed the protocol as advised since the event will see the presence of PM himself. After collecting the pass at the entrance which took some time, I proceeded to the Plenary Hall. Since I was one of the first to enter, I sat just behind VVIP/HODs row. 

PM entered the hall at around 10:15PM and one could feel his aura and the electrifying presence. He was given a roaring welcome. After settling, PM distributed award to the winners including beerbiceps, aiyyoshraddha, technicalguruji , curlytales and others. His presence of mind was amazing as he kept us captivated until he was there for little over an hour.

We were dropped back at hotel post the event and I had to rush up since my return flight was booked at 5:15. In the flight, I had also met couple of educators - An HOD from Dept of Geography and The Principal of an arts & science college. I landed in the airport at 8PM. 

Felt truly blessed and my heartfelt thanks to the GOI, IRCTC and all the officials who made this event a memorable one for few hundreds of creators. 

6  Best  Winter  Destinations to Visit  With Your Friends

6 Best Winter Destinations to Visit With Your Friends

Thick alpine forests are blanketed, with fresh powdered snow, the high-altitude lakes and waterfalls freeze down, the lush green landscapes turn white, and the surroundings feel like a wonderland. Himachal Pradesh is undoubtedly one of the top snow destinations for a splendid winter vacation.

Explore the outdoorsy Rohtang Pass with the Himachal Tour Packages as its favourite among those who want to marvel at its magnificent natural splendour. Rohtang Pass is only accessible by vehicle and is nearly 51 km from Manali. Mountain riding is an exhilarating sport that one can indulge in here. Ride your mountain bikes off the beaten path onto the less travelled trails.

The picturesque Sangla, also known as the Baspa Valley, is situated in the Kinnaur district of Himachal Pradesh. Lush forests of pine trees encircle it, majestic Himalayan mountains, vibrant orchards of apples and apricots, and exquisitely constructed low-lying houses are its prime attractions.

Kufri is a hill town where one gets to immerse in the splendour of nature and can be explored with your journey to Shimla. It is a trekker’s paradise and a centre for sports like skiing and bogging. This popular winter destination is one of the best places to experience snowfall.

Conclusion: Himachal Pradesh, when touched by the winters takes on a whole new identity. Snow adds an extra shine and beauty to the forests and mountains in the region, making the visit worthwhile.


Spiti Valley ( also known as Middle Land), in Himachal Pradesh, is one of the least densely populated areas of the region and is best explored with the Spiti Tour Packages. It is abode to some of the highest altitude attractions and landmarks, featuring on every traveller’s bucket list. Spiti Valley is a barren land with rugged terrain, during summertime it is an absolute favourite to visit the Valley of Adventures. But the same valley turns into a white beauty, as the land gets covered under thick sheets of snow, making Spiti in winter an absolute delight. Besides the snow-capped mountains, Spiti Valley in winter allows you to witness the beauty of the frozen rivers and frozen waterfalls. In winter Spiti Valley offers different charm and beauty, with a wide range of winter sports activities for adventure enthusiasts. Some of the most popular activities that one can participate in include Skiing. As the valley has myriad ski resorts, and ski schools, where you can rent equipment and take skiing lessons. The slopes are ideal for beginners and experienced skiers alike. Snowboarding and Ice skating are exciting activities that excite adrenaline. The valley abodes some of the most ancient monasteries in India, which are an integral part of the region’s cultural heritage. They become more enchanting, with snow-covered landscapes adding to their beauty. As interesting as it sounds, spotting a snow leopard in the Spiti Valley is a matchless experience that will leave a lasting impression.


For anyone who yearns to witness snowfall, Manali in winter is a perfect time to plan a trip. The winter months make Manali magnanimously beautiful and let you enjoy snow sports and dance in the snow showers. The entire Manali looks no less than a wonderland after getting decked with a thick snow blanket. Whether you are up for a family vacation, a honeymoon, or a solo sojourn, your trip is going to be a magical one. Right from exploring the temples to indulging in hiking to shopping, there are so many places that will leave you wonderstruck by their beauty on your visit to Manali. If you are in Manali in winter, then you can not miss out on Solang Pass. The whole place receives snow showers which makes it look even more beautiful. Being a hub of adventure activities, it offers opportunities for the daredevils to endeavour skiing, snowboarding, sledging, and tobogganing. Gulaba is a quaint hamlet and an off-beat location on the snow-covered route from Manali to Rohtang Pass. It is for its snowy landscape and the snow points during winter, and also for various adventure sports like snow scooters,  trekking and hiking. Beas Kund trek takes one to the source of the majestic Beas River. The trekking path is covered in snow, and the sight of the frozen lake at the end is rewarding and worth the effort.

Parashar Lake

Parashar Lake is, located in the beautiful Himalayas range of Himachal Pradesh about 50 km North of Mandi. During the snow season, the lake freezes and looks like a living painting. The deep blue and enchanting lake lies in a saucer-shaped valley at an astounding height of 8,960 ft and is surrounded by thick forests and snow-capped peaks. The temple located near the lake is in reverence of Parashar Rishi, which makes it more religiously important. Winter is a good time to visit if you enjoy the snow. Tourists come here to enjoy sports like ice skating on the frozen lake, building a snowman, and snowball fights. A very interesting fact about this lake is that there is a floating island in it, and its actual depth is unclear.


Barot is a hill town nestled on the bank of the Uhl River and is encompassed by the Dhauladhar ranges. It is among the top coldest places in Himachal Pradesh. Every inch of the town gets covered with snow in winter and intensifies its charm. The high-altitude town enjoys heavy showers making this place a paradise for nature lovers as well as adventure enthusiasts. It also draws groups of families and couples with plenty of great options such as fishing, camping, and trekking through the valley. Uhl River is the only naturally occurring body of water, which rises from the Thamsar Glacier in the Dhauladhar ranges of the Himalayas. It is one of the best places to engage in outdoor activities like camping and fishing. Nargu Wildlife Sanctuary is situated on the other side of the Uhl River and is a habitat of various animal species like the Himalayan Monal, Black Bear, and Ghoral.


Narkanda is a tiny town 63 km from Shimla and is surrounded by tropical forests, majestic hills, and woodlands. This hill station connects Shimla to the valleys of Kinnaur and Spiti and receives snowfall in abundance during winter making it popular for skiing. Located at a height of nine thousand feet, the town lures tourists for its natural beauty and its beautiful apple orchards. It is a popular trekking spot known for its Hatu Peak Trek. Hatu Peak is the highest peak in the entire Shimla district located 8 km from Narkanda. It is surrounded by majestic mountains and covered in a dense blanket of green,sky-touching cedar and fir. The forest comprises a varied population of deodar, fir, and spruce, but mostly its colourful apple orchards. Narkanda situated at an altitude of 2708 m on the Hindustan Tibet Road gives a beautiful view of snow ranges. It is famed for Skiing and Winter sports and is among the oldest ski destinations with scenic views of nature. The slopes perched at an altitude of 8100ft, of the hill town are perfect for the skills of beginners as well as experienced skiers.


Shimla is a paradise for nature lovers and adventure enthusiasts and looks mesmerizing during the winter season and offers a myriad variety of thrilling activities for tourists to indulge in. The natural beauty of this capital hill station is elevated more in the cold season, making it a favourite among honeymooners. Moreover, one gets a pollution-free environment where you can breathe fresh air. Shimla welcomes you to indulge in recreational activities by becoming part of the Winter Carnival. It organizes snow-playing games like ice-skating, skiing snowball throwing, and making snowman figures. Mashobra located amidst the Reserve Forest Sanctuary of Shimla is undoubtedly one of the best places to visit in winter. It turns into a haven for everyone looking for solace and captivating views. Mashorba is famous for skiing, rappelling, and trekking. In winter months the Ridge Road gets covered with snow, making it awe-inspiring. The shops here sell mufflers, caps, mittens, and wooden items that are worth it. Ice  Skating at Circular Road is one of the best activities to enjoy as it has a sizeable open-air skating rink and is maintained by the Ice-Skating Club.

Conclusion: Winters are alluring and the very best season to travel to Himachal Pradesh and experience captivating scenes of valleys, snow-topped mountains, frozen lakes, and delightful winter sports activities. So, if you want to walk amidst snow, and experience snow showers, it is the right time to book your tickets.


Press Release - Aston Martin Set to Redefine Luxury with the DB12 Launch in India



Date: November 3, 2023

Contact: Aston Martin New Delhi

Email: sales@astonmartinnewdelhi.com

Phone: + 91 9953552288

Chennai, India – Aston Martin, the world-renowned British ultra-luxury high-performance sportscar manufacturer, is set to make waves in the Indian automotive landscape with the launch of the Aston Martin DB12. The starting price of the Aston Martin DB 12, the world’s first Super Tourer is INR 4.59 crore, excluding customization options. Combining a scintillating driving experience with exceptional refinement, state-of-the-art technology and indulgent luxury, the DB12 demands a new definition as the world’s first Super Tourer.


Gregory Adams, Regional President - Asia, Aston Martin, said of the launch of DB12 in India, “Marking its 110th anniversary, 2023 has seen Aston Martin shine brighter than ever, supported by the arrival of a true-game changing model, the Aston Martin DB12. For 110 years, Aston Martin’s iconic wings have been a symbol of innovation and craft, with the marque’s ultra-luxury, high performance sportscars loved worldwide, with India being no exception.


“Dating back 95 of Aston Martin’s iconic 110 years, the history of Aston Martin in India is a long one, with the first Aston Martin imported into India in 1928 – an Aston Martin S-type sports. That arrival of the first Aston Martin in India has evolved into our clients enjoying the full Aston Martin range – from our ultra-luxury SUVs, the DBX & DBX707, to the Vantage sportscars, and now the world’s first Super Tourer DB12.


“We are proud to present and launch the DB12 Coupe, the world’s first Super Tourer to media, customers and prospects in India over the coming weeks, commencing in New Delhi, and continuing to Hyderabad, Bangalore, Chennai and Mumbai.”  


The World’s First Super Tourer Meets Indian Roads

Driving unprecedented excitement amongst customers and dealers, Aston Martin is proud to introduce the DB12 to the Indian market.  


The first of Aston Martin’s highly anticipated next generation of sportscars, DB12 represents the zenith of 75 years of Aston Martin’s DB bloodline. Years in product development, this model resolutely positions Aston Martin as a modern ultra-luxury, high performance brand, with timeless design combined with the latest technology, indulgent craftsmanship and the most thrilling driving experience.


Billed as the world’s first Super Tourer, DB12 elevates itself beyond the current GT automotive segment, creating a new category of one. Class-leading performance justifies the redefinition, including a 202mph top speed, a 0-60mph time of 3.5 seconds and an exception 4.0 Twin-Turbo V8 engine – expertly tuned by Aston Martin engineers.


Courtesy of its fusion of cutting-edge technology, innovative design, and unparalleled luxury, DB12 has driven unprecedented excitement amongst customers, prospects and dealers since its international debut during its star-studded premier at the Cannes International Film Festival.


The Future Unveiled: DB12

The DB12 takes a new direction. Built upon enhanced performance, handling and dynamics, bolder design, and finer interior craft and technology, DB12 is the most complete and accomplished DB model in Aston Martin’s esteemed history.


Blessed with exceptional performance and handling to satisfy and reward the most demanding drivers, its meticulously honed chassis is perfectly matched to a class-leading 680PS/800NM V8 Twin-Turbo powertrain. Power is fed through an 8-speed automatic transmission and for the first time on an Aston Martin DB model, Electronic Rear Differential. The result is an energised Aston Martin that shines with authenticity, capability, and a passion to deliver a driving experience that’s second to none.


Meanwhile, progression is also reflected in DB12’s styling, with an all-new front-end treatment, wider stance and more muscular surfaces. It’s completely redesigned interior has clean lines emphasising the sense of space and providing a contemporary backdrop for the first application of Aston Martin’s bespoke, state-of-the-art infotainment system – designed and developed in-house.


Aston Martin: Pioneering Luxury in India

Aston Martin's presence in the Indian luxury automobile industry has been on a remarkable growth trajectory with the successful launch of the DBX & DBX707. The introduction of the DB12 further solidifies the brand's positioning in India as a trailblazer in the ultra-luxury segment. As Aston Martin takes the forefront in revolutionising the ultra-luxury automobile sector in India, the DB12 is poised to be a game changer, setting new standards of design, performance, and exclusivity.


Aston Martin's arrival on the Indian automotive scene with the DB12 is nothing short of a landmark moment. It's a testament to the brand's enduring commitment to providing discerning Indian consumers with the very best in luxury and performance.


For more information on the Aston Martin DB12 and its launch event in India, please contact


Dhirendra@avianwe.com – 9818628096

shantanug@avianwe.com - 9871064317

sales@astonmartinnewdelhi.com -  91-99535 52288.

Walnut Publications - to make your dreams come true


If I say there is an author/poet in everyone, you might laugh but if you ask your inner conscience, the majority of you will agree with me. Becoming an author was a Himalayan task in those days. This includes sending your manuscript to traditional publishing houses and waiting for ages only to come to know that they have rejected it and have not bothered to even let you know. We cannot say it is a fault on their end since they would have been receiving scripts every day and literally not possible to reply to all.

This is not the case today. With publishing houses like Walnut Publication coming into the fray, book publishing has become an easy task. All you need is your creativity flowing and they will take care of the rest. 

I felt glad to see that they have published a couple of anthologies namely "Whispers of the Soul" and "Whispered Tales".  Though they have published few anthologies in the past, this was done specifically to encourage those who love to write but do not have time to write a novel. What better way to express your thoughts and sharing the platform with fellow writers. 

They also have publishing packages that start from as low as Rs.11,999 and go up to Rs.59,999. Do give it a try since they make your life easier through their expert service.

Click this link and you can chat with them on WhatsApp to realize our dream

Taiwan's Cutting-Edge Tech That Transforms the Way We Live

In the rapidly advancing era of technology, smart home devices have become a symbol of convenience and efficiency. Taiwanese companies have been at the forefront of this revolution. The country has long been recognized as  tech-first, with a strong commitment to leveraging technology for the betterment of society. By embracing innovation and investing in research and development, Taiwanese companies have consistently delivered groundbreaking solutions. From smart homes to healthcare, Taiwan has been instrumental in improving people's lives globally. 

To further encourage these companies, the Ministry of Economic Affairs, established the Taiwan Excellence Awards in 1993. This award recognises brands that are shaping industries worldwide. Every year, selected brands are subjected to a rigorous and stringent selection system that covers four major aspects of “R&D”, “Design”, “Quality” and “Marketing” to identify outstanding products that offer “Innovative Value” while satisfying the key criterion of being “made in Taiwan”. Products that win the recognition then serve as examples of the domestic industries and are promoted by the government in the international market in order to shape the creative image for Taiwanese businesses.

Two remarkable products that exemplify this commitment are Zyxel’s NWA50AX WiFi 6 and AIFA's i-Ctrl Pro smart remote. Clubbed together, these products bring the idea of a smart home to life.

Zyxel’s NWA50AX WiFi 6 is a Dual-Radio PoE Access Point that showcases Taiwan's expertise in revolutionizing wireless connectivity. This cutting-edge device combines the power of WiFi 6 technology with dual-radio capabilities, ensuring seamless, high-speed internet access throughout a smart home. Supporting both 2.4Ghz and 5Ghz frequencies, this device offers the best benefits of WiFi 6. With its robust PoE (Power over Ethernet) feature, the access point eliminates the need for multiple power sources, simplifying installation and reducing clutter. Its ability to support numerous connected devices simultaneously makes it an ideal choice for home, offices, small hotels, coffee shops, or retail stores, where the demand for bandwidth-intensive applications continues to rise.

With uninterrupted connectivity, the time has come to operate traditional devices remotely too. And this is now possible thanks to AIFA's i-Ctrl Pro Smart Remote. This intelligent remote is designed to seamlessly integrate with various smart devices, allowing users to control multiple devices with a single interface. Intuitive design and advanced compatibility of the device empowers users to effortlessly manage their entertainment systems, lighting, temperature, and more. The A.I. smart scenario feature enables setting up a variety of smart scenarios. This allows the device to operate on behalf of a user thus creating a personalized and comfortable living environment.

In the realm of smart living, Taiwanese technological innovation shines brightly. The above mentioned products exemplify the country's commitment to improving living standards through technology. As Taiwan continues to lead the way in tech innovation, the world can look forward to more remarkable products and solutions that enhance our everyday lives.

Do visit -> 


Finance at your fingertips with PLANET APP


Managing your finances has always been a task. It is tedious even for a commerce graduate as it needs a lot of traits and nuances. While this is one aspect, when it comes to applying for a personal loan due to some emergency or various needs, it is even more cumbersome. This is mainly because of the presence of various companies/brands out there which try to lure you with various offers and schemes. What one may not realize is how these are misleading in some of the cases where some pointers are given in real small print in the offer document.

There is no point in regretting after availing the loan since you may end up paying more than what you have actually budgeted to pay. This is when I stumbled upon PLANET APP. This stands for Personalized Lending & Assisted NETworks. What makes it more appealing is PLANET APP is a part of L&T Finance which is a leading brand in the NBFC space. This is a one-stop shop for all your lending and servicing needs which includes:

  1. Consumer Loans
  2. Two-Wheeler Finance
  3. Farm Equipment Finance
  4. Micro Loans
  5. Housing Finance
  6. SME Finance

What I liked the most is its user-friendly interface. Even a novice with basic knowledge can access the details of the loan with ease. The fact that this has reached 3+ million downloads within a year of launch shows its popularity and reach coupled with confidence and trust entrusted on the brand by the consumers (public).

You may be from any part of India which would not act as a deterrent to use this app which enjoys 4.3-star ratings on Apple Store and 4.4-star rating on Android play store. Since the PLANET APP is available in 10 vernacular languages apart from Hindi and English, this makes life easy for the public as a whole.

Some of the reasons why this stands apart from others:

  1. Easy loan payment options
  2. Pay through UPI, Debit Card, Net Banking, Wallet etc.,
  3. Mandate Swap to easily manage auto-debit details without having to visit a bank/branch physically.
  4. Access to loan documents where you could get the details of disbursed and outstanding loan amount details, transaction history, repayment schedules, NOC, Interest Certificates and others.

The main USP of the PLANET App is to offer loans in no time. Would you believe me if I say that you can get your loan in 7 minutes? Yes. You read it right. By avoiding extensive documentation, you could get the loan in no time in case of an emergency. What more do you need?

On the PLANET APP, you can easily manage your personal information. Now let us check the security aspect. The app needs a 4-digit pin and a biometric login. Without these, no one could access the details. This ensures that your details are well protected.

In addition to this, you could also get to check your Credit Score for FREE. What makes them unique is their wellness insurance plan offering.

While farmers may be ignored a lot, PLANET APP has addressed this as well through the Mandi Price option. Through this, they could check the price of the farm products which helps them to make a better decision when it comes to selling their produce. By going through the comparison of prices across various mandis, they can choose the one that offers a better deal apart from taking the crucial decision of when to plant and harvest their crop, based on market conditions which would help them in making a decent profit.

Through EMI reminders, you can also be assured that no payments are missed which would help you in maintaining a healthy credit score.


As a consumer, you would have a requirement for one which can be utilized for marriage, vacation, home renovation, buying gadgets among others. One need not have to postpone their dreams since making them a reality can be done in no time. Also, when it comes to time critical events like Festival Sale where you can save a good amount of money on gadgets, this would come handy. In some of the cases, the money you save may be more or less equivalent to the interest that you have to pay on your loan. Doesn’t this sound interesting and appealing?

What are you waiting for?

Download the PLANET App  here -> https://planetbyltf.onelink.me/ffgr/uvfmbbj5

You can also follow them on their SM handles:

• LinkedIn: https://www.linkedin.com/company/l&t-finance/

• Facebook: https://www.facebook.com/LnTFS/

• Twitter: https://twitter.com/LnTFSOnline

• Instagram: https://www.instagram.com/lntfinance/

Scan the below QR code, download and enjoy the power of finance at your fingertips, today.