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PNB Pioneers India's First Real-Time NCRP Integration for Enhanced Cybercrime Resolution  

 PNB Becomes the First Bank in India to Launch Clari5’s

Revolutionary Real-Time NCRP Integration Solution with I4C

Bengaluru, Jan 20Punjab National Bank (PNB) has become the first bank in India to go

live with Clari5’s cutting-edge NCRP Integration Solution, a breakthrough in real-time

complaint management for the Indian Cyber Crime Coordination Centre’s (I4C) National

Cybercrime Reporting Portal (NCRP). This milestone sets a new gold standard in fraud

prevention and automated complaint resolution, reaffirming PNB’s leadership in

technological innovation and commitment to safeguarding customer interests.

PNB Leads the Way in Real-Time Fraud Prevention

The Clari5 NCRP Integration Solution is a state-of-the-art platform that empowers banks

to process cybercrime complaints seamlessly across all retail banking channels. By

offering unmatched speed, precision, and automation, the solution ensures robust fraud

containment and a superior customer protection framework.

Key Highlights of the Solution

1. Seamless Multi-Layered Complaint Processing

Supports all major channels including Internet Banking, Mobile Banking,

ATMs, Debit Cards, Branch Banking, UPI, IMPS, NEFT/RTGS, and AEPS.

Future-ready to accommodate Credit Cards and CBDC as per evolving I4C

specifications.

2. Advanced Automation for Enhanced Efficiency

Real-Time Lien & FIFO Logic: Automatically marks liens and applies First-In-

First-Out (FIFO) logic for prioritized and efficient complaint resolution.

Intelligent Debit Freeze: Implements customizable business rules to freeze

accounts automatically (e.g., if complaints exceed a threshold like >= 3),

swiftly containing fraudulent activity.

Whitelisting: Avoid processing complaints on important/ office accounts

3. Powerful Features for Monitoring & Resilience

Dynamic Dashboards: Real-time insights empower informed decision-

making.

Automated Reprocessing: Prevents loss of complaint data during system

downtimes, ensuring 100% processing reliability


Leadership Comments

Rivi Varghese, CEO, Clari5, remarked:

“We are honored to partner with Punjab National Bank on this historic achievement. PNB’s

visionary leadership and relentless focus on innovation have made it the pioneer in

adopting this game-changing solution. This landmark integration not only sets a new

benchmark for the Indian banking sector but also strengthens the fight against

cybercrime. We extend our sincere gratitude to I4C for their trust and collaboration in

driving this secure, real-time complaint-handling framework forward. Together, we are

shaping a safer and more resilient financial ecosystem for India.”

Paving the Way for Industry-Wide Transformation

With this launch, PNB has established a new industry benchmark in fraud management

and automated complaint resolution. By adopting Clari5’s NCRP Integration Solution, PNB

is leading the charge in transforming India’s banking sector, ensuring faster response

times, bolstering fraud prevention capabilities, and elevating customer security.

This pioneering step by PNB is expected to inspire widespread adoption of similar

technologies across the banking industry, collectively strengthening India's defenses

against cybercrime.

Contact Information:

Asad Farhan Ahmed

Head Of Marketing

asad.f@customerxps.com





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