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You can live without cash - with PayTM (Ab ATM nahi, #PayTM karo)

While everyone has been using eCommerce sites and Digital Wallets, I decided to do it differently. Why not try to live a day without cash? I knew for sure that it is possible with the advent of digital wallets and introduction of debit and credit cards but not all the time you would be carrying your card but for sure, you would have your mobile phone with you at any given point of time. Hence I decided to use my PayTM wallet. The end result was really surprising. Take a look at hos my day unfolded. Some sentences may have been dramatised to give that feel and appeal to you(readers). I began my day by buying couple of kilos of rice from a Rice Merchant. So, as mentioned above, my house had enough stock of other materials like oil, vegetables etc and rice was cooked since this is our staple food. I then went on to buy a footwear(Since I have forgotten to capture it, I am not sharing the SS here). Dad had to get his blood sugar check up done. Do I need to say that I u...

Book Review - Aliens in Delhi

Title - Aliens in Delhi Author - Sami Ahmad Khan Genre - Sci-Fi Publisher - Niyogi Books ISBN - 978-93-85285-71-4 If you are a Sci-Fi lover, I am sure that you would love this novel. When I was reading it, I could relate this book to few Hollywood movies like Species, Independence Day, Men In Black(MIB) and Aliens to name a few which means, this book is not based on any one of the above but has some resemblance from all the movies combined which makes this story, unique. You would be entertained from the beginning till the end since the story has some unexpected twists which would take the readers by surprise. What I liked the most was portraying one of the dreaded terrorists which the world has ever seen, as an Alien.  The story can be said in a single line but having said that, it is really difficult to elaborate it to such an extent keeping that one line as a base. Interestingly, at least to me, I found that there is no protagonist who can be singled ou...

Book Review : Harappa - Curse of the Blood River

Title - Harappa - Curse of the Blood River Author - Vineet Bajpai Genre - Fiction Publisher - Vinnet Bajpai ISBN - 978-93-5268-548-6 A gripping novel from the beginning till the end! Well, I wouldn't say it is an end because the novel does not end with this book as it continues in the next part as   Pralay - The Great Deluge . A perfect combination of the past and the present, where the story goes all the way back to Harappan Civilisation and comes to the present one. Author has also asserted that he has used some of the historic references to make the story interesting and it is a pure fiction. He has also mentioned that he respects all the religion, though the novel has touched upon few others in the story. What happens when a person who is a Half Human and Half God when he tries to stop something inevitable? Well, this is what the actual story line is but the secret does not end here. It is much bigger, wherein the characters were used very intricat...

Book Review - The Three Psychos

Title - The Three Psychos Author - Yash Pawaskar Genre - Fiction Publisher - Dimple Publication ISBN - 978-93-86469-04-5 A novel attempt by the author where in he has penned a story which comprises of three characters. While the first character Alexander Silva gets stuck inside somewhere which says DE22912 and he tries his level best to understand what it is all about and where and how he got struck. It gets decoded in the end for him and that is where the real suspense is. The second story was where Amol aka Patient No.9 gets stuck in a hospital where he keeps meeting a secret creature from the other planet. He finally gets an hint as to what that is. Did he manage to save the earth from the brink of extinction? The third one is about Aakash getting a gun fully loaded(6 bullets) as soon as he turns 16 and what he does with that becomes a nightmare.  As I mentioned earlier, this is a very good attempt of portraying three different characters in a compl...

Book Review : Love Buddy - Is Love Worth The Wait??

Title - Love Buddy - Is Love Worth The Wait Author - Zahir Chauhan Genre - Fiction Publisher - StoryMirror ISBN - 978-93-86305-27-5 Zahir has penned a story which is so compelling. I am also very much sure that many of us would have been in the dilemma or the situation that was portrayed in the story in such an effective way. I can confidently say that this is my story, this is your story or rather, this is our story. We all would have had an experience of first time love or would have at least been a witness of someone falling into it. The experience can be correlated only by those who had felt this feeling and for those who haven't, fret not, this novel can sill make you understand that. The story begins with bunch of friends Samar,Anika, Nijo, Rajat and last but not the least, the protagonists Kabir Shroff and Kashish Khan. While these friends come together after a while for the engagement of Samar and Anika, things start turning against them. They face...

Book Review - Her Wounds Hurt Him

Title - Her Wounds Hurt Him Author - Aiman Parween Genre - Fiction Publisher - BlueRose publishers ISBN - 978-1-64008-870-2 A simple story with a powerful message. I wouldn't mention anything about it because it would turn to be a definite spoiler. I liked the way, the story was written but the editing bit could have been better. Having said that, I always give weightage to the story line and not to the language as long as I grasp the content. This story is about how a chirpy girl Dhani's life turns into nightmare and how she faces it bravely. The story is a common scenario in India which either gets neglected or made mockery of which should be addressed on priority so that occurrence of such unfortunate events can be avoided. After all, we Indians love our Mother Country and give due respect to women. The book is available on Amazon .

Stay Smart with ARQ

Have you ever thought of something which has given an unbelievable returns but still was not as risky as its peers. I can hear your mindset where it says "I know you are going to talk yet again about a chit fund company which conned us a decade ago or about an MLM company". All I can say in one word is a big NO!! I am not going to speak about any of the above aspects. Having been in the banking field for close to a decade with a accounts degree, I have had the privilege to work as an unpaid Financial Planning Manager(FPM) for my colleagues back in my previous company thereby saving few thousands of rupees as taxes for them. I never had thought about hiring a chartered accountant to plan my finances since I was salaried back then and with limited resources, I planned my finances carefully and ensured that I paid minimum taxes as mandated by the Law. Having switched my profession now from being an employee to a self employed consultant in the professional capacity...